Dana Prima 1.0.1

The DANA PRIMA application is a digital cooperative platform developed by KSU Mitra Buah Abadi, registered under cooperative legal entity number AHU-00034089.AH.01.39.TAHUN 2024. This application aims to facilitate member access to savings and loan services through a secure, transparent online interface.

By adopting this digital solution, KSU Mitra Buah Abadi is transitioning into the digital era, offering cooperative services that are more accessible, efficient, and affordable—covering savings, loans, and payment functions. Users can download the DANA PRIMA app from the Play Store and register as members to begin utilizing the services.

Features of the DANA PRIMA Loan Service include:

• Loan periods ranging from 3 to 12 months
• Loan amounts between Rp600.000 and Rp20.000.000
• Maximum annual interest rate of 24% (equivalent to 2% per month)

Note: The loan amount, duration, and interest rate are determined based on the user's credit analysis. Users are advised to review the detailed terms within the application at the time of applying for a loan.

Sample Loan Calculation:

If a member borrows Rp600.000 for a period of 3 months, the estimated payment breakdown is as follows:

• Monthly interest: 2% of Rp600.000 = Rp12.000
• Total interest over 3 months: Rp12.000 × 3 = Rp36.000
• Flat monthly installment: (Rp600.000 ÷ 3) + Rp12.000 = Rp212.000
• Total repayment over 3 months: Rp212.000 × 3 = Rp636.000

Advantages of Using DANA PRIMA:

• 💳 Loan applications without visiting physical offices
• 📈 Real-time monitoring of transactions and account balances
• 💰 Enhanced security and transparency for savings
• 📲 Ability to top-up pulsa and pay bills directly through the app

Main Office:

KSU Mitra Buah Abadi
Polohu, Kelurahan Babana, Kecamatan Budong-Budong
Kabupaten Mamuju Tengah, Sulawesi Barat

Contact Information:

Phone: 0877-8819-0878
Email: [email protected]